The system learns from the history of your activity and automatically adjusts the risk level to every change in market conditions.
In the screen: growth curve of the allocated capital and slider to set the permitted level of risk.
Inflation reduces the purchasing power of liquidity deposited in low-yielding current accounts. Manual control requires time and continuously updated data.
Many small businesses put off making investment decisions because monitoring the markets is not their primary job.
Mereri Navivo reads excess cash flows and compares them with predictive models updated on available market data.
Allocation decisions occur within the risk limits you set, without requiring your constant supervision.
The method is based on historical data, predictive models and execution rules defined by you.
The model studies your business's cash flow history to understand real liquidity cycles, not just generic market data.
The models identify trend changes before they become evident in standard public data, reducing decision lag.
Each operation remains within the security parameters you set during configuration, without automatic exceptions.
Three sequential phases, constantly repeated on new data available.
You connect your business's existing data: accounts, cash flows, collection and payment cycles.
The system defines an initial risk profile based on your responses and uploaded financial history.
Your capital allocation is recalculated whenever market conditions or your profile change significantly.
Define maximum exposure thresholds, moveable amounts and automatic suspension conditions before activating any operation.
In case of extreme volatility, an interrupt mechanism temporarily blocks the activity until a new manual or automatic control within your limits.
If at the end of the month there is liquidity beyond the operational threshold you have set, the system automatically allocates it according to the active risk profile.
Predictive data signals expected changes in the costs of raw materials or services, allowing resources to be set aside before the actual increase.
Mereri Navivo was created to give small businesses and private investors predictive analysis tools that were previously reserved for structures with internal financial teams.
The daily work involves maintaining models, checking the quality of incoming data, and refining security parameters based on user feedback.
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Data is encrypted both in transit and at rest. They are used exclusively to generate your risk profile and related recommendations.
No. The system proposes and acts within the limits you set, but the final intent and risk thresholds always remain under your control.
The times depend on the instrument on which the capital is allocated at that moment. The estimated availability time is shown before each allocation.
Connect your business data and see how the system would define your initial risk profile.